For Those of you who do not know what a Financial Report card is, it is quite simply an unbiased look at where your money is going and where it is coming from. This will give you an excellent way to budget, set goals and understand what is around the next corner. This particular report card is set for individuals, but can easily be adapted for businesses. I suggest using this card or one like it at least quarterly if not monthly. It will help reduce stress and increase your sanity level while making those around you happier. Don’t believe me…try it! (please feel free to modify this to fit your needs)
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INCOME:
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| Job 1 Income: Specify | $ |
| Job 2 Income: Specify | $ |
| Other Income: Specify | $ |
| Total Income | $ |
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EXPENSES
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| Rent/Mortgage Expense | $ |
| Utilities (water, sewer, gas, electric) | $ |
| Cell Phone Expense | $ |
| Other Phone Expense | $ |
| Life Insurance Expense | $ |
| Waste Removal (garbage/recycle) Expense | $ |
| Home/Office Repairs | $ |
| Education Expenses (tuition, books, etc.) | $ |
| Vehicle Maintenance Expense | $ |
| Fuel Expense | $ |
| Other vehicle expenses | $ |
| Health Insurance Expense:(including deductibles and premium payments) | $ |
| Other Health Expenses: (not covered by insurance) | $ |
| Entertainment Expense | $ |
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OTHER EXPENSES
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| Bank Fees | $ |
| Late Fees/Fines | $ |
| Interest Charges | $ |
| Credit Card Bill 1 | $ |
| Credit Card Bill 2 | $ |
| Car Payment 1 | $ |
| Car Payment 2 | $ |
| Loan 1 | $ |
| Line of Credit payments | $ |
| Retirement contributions | $ |
| Other expenses not listed above | $ |
| Total Expenses | $ |
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RESULTS
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| (subtract expenses from income) | $ |